Buy Now, Pay Later with Shop PayUpdated 9 months ago
Introducing Buy Now, Pay later with Shop Pay
Pay in full or choose a flexible payment plan with Shop Pay.*
Shop Pay gives you the option to pay in full at checkout, or to pay for your order over time. When available, Shop Pay Installments is a great option to help you maximize your budget for orders between 50 USD and 20,000 USD.
Depending on your purchase amount, there are two ways that you can pay for your order in installments.
- For orders between 50 USD to 999.99 USD, you can split your purchase into four bi-weekly, interest-free installment payments. There are no additional charges, interest rates, or late fees for this option, and your credit score isn't affected.
- For orders between 150 USD to 20,000 USD, you can split your purchase into monthly installment payments. While there are no late fees for monthly installment payments, your order is subject to interest fees. Your credit score isn't affected when you apply, but it can change if you don't make your payments on time.
After you make your first payment at checkout, you'll be charged either biweekly or monthly, depending on the installment payment option you chose. You'll be reminded by email and SMS text (if applicable) before each payment is charged to your card. You can also turn on push notifications in the Shop app to be reminded. However, you can't customize your payment schedule.
Shop Pay Installments is powered and serviced by Affirm.
- For info about an existing order or to ask for a refund, contact Paul Fredrick customer service.
- For info about Shop Pay Installments payments and financing, such as why you might not have been approved, visit the Shop Pay Installments Help Center.
- For general info about the Shop Pay Installments experience, such as how it works and the purchase flow, email Shop Support.
*Rates from 0-36% APR. Payment options through Shop Pay Installments are subject to an eligibility check and are provided by these lending partners: https://affirm.com/lenders
Options depend on your purchase amount, and a down payment may be required. State notices to consumers.